Annuities

Annuities can provide :

1. A means to accumulate interest on a tax-deferred basis.
2. An estate instrument that preserves and protects assets.
3. A guaranteed income for life that also lets you access the principal.

Fixed Index Annuities

Fixed Indexed Annuities provide the guarantees of a fixed annuity, combined with the opportunity to earn interest based on changes in the stock market. But because you are not actually participating in the market, the money in your annuity (your principal ) is not at risk. Fixed Index Annuities also offer: tax-deffered growth, income options, and death benefits.

Why Have An Annuity?

1. They offer higher interest rates than CDs
2. Earn interest on a tax-deferred basis
3. Use as a savings vehicle for retirement
4. Some annuities offer benefits to pay nursing home costs