Last updated: June 23, 2026
These SMS Terms explain how Skirvin & Associates may use text messaging to communicate with individuals who provide consent through this website, by phone, by email, in person, or through another approved communication method.
By providing your phone number and consenting to receive text messages, you agree to these SMS Terms.
Program Description
Skirvin & Associates may send text messages related to customer inquiries, senior insurance and retirement strategy information, final expense information, life insurance information, annuity information, appointment reminders, follow-up communication, career opportunities, licensing information, recruiting communication, and related business purposes.
Text messages may be sent in response to a form submission, inquiry, phone conversation, appointment request, career request, or other communication with Skirvin & Associates.
Consent to Receive Text Messages
By submitting a form or otherwise providing consent, you authorize Skirvin & Associates to contact you by text message at the phone number you provide.
Consent to receive text messages is not a condition of purchasing any product, receiving coverage, becoming appointed, being hired, or participating in any program.
Message Frequency
Message frequency may vary depending on the nature of your inquiry, appointment activity, follow-up needs, recruiting status, or communication preferences.
Message and Data Rates
Message and data rates may apply. Charges are determined by your mobile carrier and wireless plan. Skirvin & Associates is not responsible for any charges imposed by your mobile carrier.
Opt-Out Instructions
You may opt out of text messages at any time by replying STOP to a text message, if available, or by contacting Skirvin & Associates directly.
After opting out, you may receive a final confirmation message confirming that you have been unsubscribed from text message communications.
Help Instructions
For help, reply HELP if available, or contact Skirvin & Associates using the contact information listed below.
Supported Carriers
Text message delivery depends on your mobile carrier and network availability. Skirvin & Associates does not guarantee message delivery and is not responsible for delayed, blocked, or undelivered messages.
Privacy
Information submitted through website forms or text message communication is handled according to our Privacy Policy. We do not sell personal information.
Terms and Conditions
Use of this website and related communications is also governed by our Terms and Conditions.
Changes to SMS Terms
Skirvin & Associates may update these SMS Terms from time to time. Updates will be posted on this page with a revised “Last updated” date.
Contact Information
For questions about these SMS Terms or to request assistance, contact:
Skirvin & Associates
259 W. Main Street
Hanover, Indiana 47243
Office: 812-866-6020
Toll Free: 1-888-400-9399
Email: jkiper@skirvinandassociates.com